Wage and Bank Levy Garnishment


When creditors don’t think they will ever receive another payment, they often take drastic measures.

These measures can include wage garnishment and bank account levies. If this has happened to you, you need to immediately contact a skilled lawyer and object to the levy, or risk losing thousands of dollars and sinking yourself into a deeper financial hole.

At the Law Office of Becky A. Moshier, we have extensive experience representing clients with all types financial difficulties. Often, divorce, job loss or medical emergency can devastate a family’s finances.

When creditors become worried that their debt will go unpaid, they often resort to constant harassment, lawsuits and garnishment. You should immediately contact an attorney at the Law Office of Becky A. Moshier, who is experienced in successfully defending against bank levies garnishment to discuss your situation and your options.


Wage Garnishment

It can feel like the ultimate conundrum: you are having trouble paying your bills, so a creditor sues you to take up to 25 percent of your paycheck. This leaves you even less money to pay your remaining bills and still live your life.

It’s no wonder that once money troubles start, people feel like they immediately spiral out of control. Fortunately, the government has created the Bankruptcy Code to help you get out of trouble and start a new financial life.

Once their frustrations reach a certain level, creditors will take you to court. If a judge rules against you, you could face wage garnishment of up to 25 percent of your take-home pay. This means that a quarter of your paycheck would immediately be removed and sent to your creditor. This leaves you a great deal less money to pay other creditors, buy gasoline, buy groceries and simply live your life.

As a knowledgeable wage garnishment attorney, I have guided clients to new beginnings since 1991. As soon as you feel your control start to slip away, you should schedule a confidential consultation at the Law Office of Becky A. Moshier.

If you file Chapter 7 or Chapter 13 bankruptcy, an automatic stay immediately goes into effect, ending creditor harassment and halting wage garnishment. It is wise to consider this option sooner rather than later, so you do not end up incurring unnecessary expenses on your road to financial recovery.


Bank Levies

What is most disturbing is the fact that these levies can occur in secret.

You will get a letter from your bank stating that your account is being frozen. You have limited time to react and object to the judgment. Some of your money is exempt, but losing a significant portion of your bank account will inevitably cause more problems.

Due to the nature of these types of bank levies, it often happens at the worst possible moment. If you have received a bonus paycheck or your tax refund, that money might get frozen. As soon as you feel pressured in your financial situation, it is wise to contact an experienced attorney. Bankruptcy might give you the chance to escape your crushing debt and work toward a more secure financial future.

You can find relief and be happy again. It’s closer and easier than you think.